Urgent Loans for Bad Credit: How much can I borrow?
Approaching a direct lender for bad credit loans may bring guaranteed approval.The reason is that you get only affordable loans. Choose your loan term, up to 84 months, according to your repayment capacity. Repay early to save money on interest. Approval will be there, and your desired funds will soon be in your bank account. Remember, our interest rates are always competitive.
| Some facts about quick loans from a direct lender | |
|---|---|
| Loan Term | 12 - 84 Months |
| Loan Amount | £1000 - £25000 |
| Interest Rate | From 8.75% |
| Upfront Fee | Nil |
| Early Repayment fee | Nil |
| Late Repayment Charge | £9 |
| Fund transfer | Same day |
Get short term loans from a direct lender
Are financial challenges disturbing your household budget? Do you need extra funding to avoid those challenges? At Loanchester, we aim to arrange instant funding without any hassle. You should seek short term loans in the UK from a direct lender. Flexible terms and affordable repayments allow you to manage a loan with no miss. We are a responsible online lender. We run a soft credit check that will not affect your credit score.
How to Get Direct Lender Loans
Online loans from direct lendersinvolve a streamlined application process. We do not want any delay, so the process is quite simple to follow. Here is how the loan process works:
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Submission of application
Complete an online form with mandatory details and submit it immediately. Make sure only genuine information is included.
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Loan decision in a few minutes
Our loan experts quickly check your details and make lending decisions immediately. It will involve a soft credit score check.
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Loan disbursal in 24 hours
Once your loan application gets approved, we don't delay the loan disbursal. Soon, you will get money and be able to use it for any purpose.
Who is qualified for direct lender loans for bad credit?
Qualifying for direct lender same day loans involves only a few conditions. Anyone with a poor credit score can fulfil them. These include:
- You must be a UK citizen
- Age should be over 18 years
- Stable monthly income
- An active bank account
Quick cash loans from direct lenderssuit everyone’s financial needs and desires. You can be eligible for our loans based on full-time or part-time income. However, it should be stable and affordable to repay the loan on time. As part of our responsible lending, there will be an affordability check so that we can prepare a manageable loan deal.
How much do I repay on instant loans?
You must be curious to know about your monthly instalments. However, these may vary according to individual circumstances. To make things easier for you, we have generated an example so that you can plan your loan amount, interest rate and term.
We practice ethical and responsible lending, where interest rates will be ideal for your loan amount.
Repay your loan quickly with weekly or monthly instalments. You can also make early repayments without paying anything.
For a better understanding of loan costs, use a personal loan calculator.
| Loan Example | |
|---|---|
| Loan Amount | £1300 |
| Loan Duration | 24 months |
| Interest Rate | 30% p.a. |
| Monthly Repayment | £72.29 |
| Total Repayment | £1,700.38 |
| Interest Amount | £435.38 |
Get loans that accept anyone by a direct lender i.e.Loanchester
Who is Loanchester?
There are many to get financial assistance at critical times. Indeed, mainstream lenders are there to help you, but their traditional procedure may not suit everyone. There has to be an alternative to them. Loanchester has a vision is to provide an ideal alternative to offer affordable loans that match everyone's needs.
We have set an example where quick loans from a direct lender have become effective, effortless and within everyone's reach. Therefore, we do not mind if you have poor credit history. Instead, we analyse your current financial circumstances.
Is there any need for credit brokers? Not at all, as we have brought direct customer service 24/7. With us, you not only get money but also save money. There are no extra fees, and you can repay your loan early without restrictions.
Share your money problems with us, and our loan experts will react quickly to give you instant solutions.
Personalised Loans in the UK from a direct lender
We offer loans by keeping everyone’s interests in mind. Each loan product involves the feature of “prompt and proper funding”.
Arrange instant funding to fulfil your short-term needs and desires with short-term personal loans from direct lenders. These are also used to fill funding gaps during home improvements.
Finding payday loans a bit costlier to pay your dentist bill? You have easy options on same-day loan from a direct lender like us. Apply online and get the approval straightaway.
Why put your assets at risk when you can get easy approval on unsecured personal loans? These are useful in fetching desired funding for planned funding like holidays or wedding.
We are the leading provider of urgent loans for bad credit. Get direct lender loans with no credit check upfront. Flexible repayments allow you to improve your credit scores.
Finding it challenging to apply for a loan due to poor credit or unemployment? No worries, as we have brought an option of joint loans for couples. Get funds and repay your loan with no miss.
Loanchester provides emergency loans on guaranteed approval with direct lender benefits. Receive the needed amount within 24 hours and solve any problem without hassle.
Why choose Loanchester?
Our loan decisions come after adequately analysing the client's personal circumstances, income status and affordability. It is why thousands of our customers trust us and want to apply for a personal loan to get the most competitive rates.
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No broker involvement: You come to us directly and obtain direct lender loans with no brokers. There is no need to involve any third-party to make our facilities available.
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No surprising costs: Everything regarding the total cost of the loan will be evident in the loan quote. There will be no unexpected fees involved.
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Responsible lending: We are determined to run our lending responsibly and offer only affordable loans. You get from us what you deserve.
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Apply for loans from your home: Our online loans are easily accessible from anywhere in the UK. You can also get direct lender loans in Scotland from us.
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Acceptance of government benefits: If you are receiving government-sponsored grants, you are eligible for direct lender loans for people on benefits.
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Dedicated deals for bad credit: The presence of direct lender loans for poor credit gives massive relief to many people seeking instant funding.
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Positive customer reviews: Our responsible lending has fetched positive direct lender loan reviews across the UK.
Enhance your personal loan knowledge with us
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View MoreFrequently Asked Questions (FAQs)
What are online loans from direct lenders?
Direct lender loans online reflect instant funding access, as everything is done online. You submit your loan application at the lender’s website or options are also there of direct lender text loans in the UK. The lender will release the funds through online bank transfer. These loans are widely popular in the UK and referred to as the ideal alternative to traditional lending.
Are the interest rates fixed or variable?
Whether you want variable interest rates or fixed ones can be your choice. You can analyse your repayment capacity and decide accordingly. We suggest opting for fixed interest rates, as you can better manage your household budget by knowing the loan instalment to pay each month.
Will there be any penalty for late repayment?
Yes, you will have to pay an amount as a late repayment charge. Please inform us as soon as possible so we can arrange this. For instance, we may allow you a buffer period of 15 days to make the repayment. Still, after that, you will have to pay the fee.
Is customer service available every day?
Loanchester, a modern-day personal loan lender in the UK, runs online lending 24/7. We have a team of loan experts available all days and weeks to guide you in choosing the best loan offer among many here. The best part is that they won't charge anything to guide you to the best loan deal available.
Is Loanchester soft or hard in credit checking?
We provide online lending and only do soft credit checks to keep your loan approval chances alive. We do this to know your affordability and provide a loan that is repayable from your monthly income. You can avail this facility even on direct lender loans for very bad credit.
I have a guarantor. Can I get guarantor loans from direct lenders?
Having a guarantor is always good, especially if you have a poor credit score. However, the person should be a homeowner with a good credit score. If you apply for loans with a guarantor from a direct lender, you can avail of a larger amount at a low interest rate.
Get in touch
Are you ready to apply for quick cash loans from direct lenders?
- 100% Online
- Higher loan approval rate
- Responsible lending
- Affordable rates
- No documentation
- No early repayment charge